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Which Payza Deposit Option Is Right for You?

Payza Deposit Options

No matter where you are in the world, there are many ways to load your Payza account. You can deposit by bank account, credit card, Bitcoin, or a number of specialty local options such as Interac for Canadian members, Boleto for members in Brazil, bKash for our Bangladeshi members, and more.

The safest way to shop or send money online is to use an e-wallet, such as the one provided by Payza. With an e-wallet, you can shop online or send money without exposing any private information to your merchant or recipient, such as your credit card or bank account details. Payza makes it easy to keep your e-wallet funded and ready for online purchases by providing members with a wide range of payment options. There are also several instant deposit options that let you go from an empty Payza account to a completed purchase in a matter of moments.

There are several ways to deposit money into your Payza account and while your options may vary depending on your country, Payza is committed to giving you the freedom to choose the right method for you. That’s why we are always working on ways to provide our members with the services and funding options that they want and need.

Here is a closer look at the different Payza deposit methods, along with complete instructions on how to use them:

Bank Account Deposits

The most common funding source for Payza e-wallets is bank accounts. There are two ways to add funds to Payza by bank account: Bank Transfer and Bank Wire. To deposit funds to your Payza account by bank transfer or bank wire takes a little longer than credit card deposits, but these transactions normally have lower fees.

When adding funds by bank transfer, first connect your bank account to your Payza account by following these steps:

  1. In your Payza account, click “Wallet” in the left-side column, then select “Bank Accounts”.
  2. Select the country where your bank account is located.
  3. Enter your bank account details in the fields provided, then click “Next”.
  4. Review the account details and click “I accept”.

If you are a US member with a US bank account, you must follow these steps to connect your bank account:

  1. In your Payza account, click “Wallet” in the left-side column, then select “Bank Accounts”.
  2. Click “Add a Bank Account”.
  3. Select United States as your country, then select “Deposit and Withdraw funds in local currency”.
  4. Enter your bank account details and click “Next”.
  5. Review your bank account details and Payza’s terms and conditions, then click “I accept, add bank account”.

Once connected, you can load your Payza e-wallet directly from your bank account by following these steps:

  1. In your Payza account, click “Add Funds” in the top menu, then select “Bank Account”.
  2. Select the Originating Country, the Bank Account you wish to use from the drop-down menu, and the Amount, and click “Next”.
  3. If you are asked to complete “Phone Validation”, follow the steps on screen to receive your confirmation code and enter it into your account.
  4. Review the details, enter your Transaction PIN, and click “Add Funds”.’

If Bank Transfers aren’t available for your country you can Deposit by Bank Wire. For bank wire deposits you do not need to connect your bank account to Payza, you can create a deposit right away. To complete a bank wire deposit, follow the instructions as above and Payza will provide you with a transaction summary and deposit instructions. Provide these details to your bank so that they can complete the transaction and wire the funds to your Payza account.

Credit Card Deposits

Credit cards are another popular way to add funds to your Payza account. Credit card deposits are instant and allow you to send or spend those funds right away, however, you won’t be able to use funds added by credit card for any activities that are considered a cash advance. This means that funds added by credit card cannot be used to buy Bitcoin and cannot be added to your Payza Card.

Before you can add funds using your credit card, you must first connect it to your Payza account by following these steps:

  1. In your Payza account, click “Wallet” in the left-side column, then select “Credit Cards”.
  2. Click “Add a Credit Card”.
  3. Enter your credit card details and click “Next”.
  4. Review and accept the terms and conditions, then click “Finish” to save your information.

In some cases, you may be required to validate your card prior to use. Find more information about validating your credit card in the Payza Reference Center.

Once connected, follow these steps to load your Payza account by credit card:

  1. In your Payza account, click “Add Funds” in the top menu and select “Credit Cards”.
  2. Select your credit card (you may add more than one card to your account).
  3. Enter your CSV/CVV number for that card (the three-digit number located on the reverse side of the card).
  4. Enter your deposit amount and click “Next”.
  5. Review the transaction details, enter your Payza Transaction PIN, and click “Add Funds” to complete your transaction.

Bitcoin Deposits

Payza Bitcoin deposits allow you fund your Payza account with either Bitcoin or US Dollars. You can choose to hold the Bitcoin that you send to Payza right in your account or sell that Bitcoin and fund your Payza account with the exchanged amount.

To make a Bitcoin deposit, follow these steps:

  1. In your Payza account, click “Add Funds” in the top menu.
  2. Select “Bitcoin”.
  3. Select whether you’d like the funds to be deposited in Bitcoin or to be converted into USD.
  4. Enter the deposit amount (in Bitcoin) and click “Next”.
  5. Review the details, enter your Transaction PIN, and click “Deposit”.
  6. Payza will provide you with a unique Bitcoin address and a set of instructions for completing your transaction.

When you load your Payza e-wallet by Bitcoin, the funds are credited to your account as soon as the Bitcoin transaction is confirmed and they can be used right away.

Altcoin Deposits

Currently, you can use altcoins to fund your Payza account by selling them in exchange for US Dollars. Once your altcoins are received, they will be automatically converted to USD, and that amount will be instantly added to your Payza account and you can spend it right away.

To make an Altcoin deposit, follow these steps:

  1. In your Payza account, click “Add Funds” in the top menu.
  2. Select “Altcoin”.
  3. Select the altcoin to exchange and the deposit amount in altcoin. Click “Next”.
  4. Review the details, enter your Transaction PIN, and click “Deposit”.
  5. Payza will provide you with a unique altcoin address for you to send your altcoins to and a set of instructions for completing your transaction.

An initial exchange rate will be shown at the time your deposit is created in your Payza account, but the final exchange rate will only be calculated when your altcoins are received by Payza and confirmed by the altcoin Blockchain or ledger.

When you load your Payza e-wallet by altcoins, the funds are credited to your account as soon as the altcoin transaction is confirmed. It is another instant deposit method that lets your send or spend your funds right away.

E-currency Exchanger Deposits

An e-currency exchanger is a third-party transfer service that allows you to send funds from one e-wallet service to another. Payza has authorized a number of exchangers to provide this service to our customers.

When adding funds to your account by Authorized Exchanger, follow these steps:

  1. In your Payza account, click “Add Funds” in the top menu.
  2. Select “Exchanger”.
  3. Choose from the list of Authorized Exchangers to complete your add funds transaction.
  4. Click the link to the Authorized Exchanger website and follow their instructions to set up your transaction.

In most cases, these deposits are carried out by the third party exchanger in 1-2 business days, but if you run into any issues completing these transactions, it is best to contact your exchanger directly before contacting Payza for support.

Local Deposit Options

Payza offers several local deposit options available to our members in specific countries. With new domestic services being introduced regularly, Payza continues to bring innovative services to customers all around the world.

In many cases, these specialty local deposit options are among the best options for people living in these countries. They generally have low fees and work with a system that locals are very familiar with. Providing these services is part of Payza’s commitment to giving our members the options they want.

Payza is committed to supporting local payment options for our users all around the world. New domestic deposit and withdrawal options are introduced all the time as Payza continues to add new services for our customers all over the globe.


For more information on adding funds, local payment options, and other Payza products and features, please visit the Payza Reference Center. Also, be sure to subscribe to our blog and follow us on Facebook and Twitter as well.