Payza’s newest feature introduces an easier way to pay and get paid! With the Credit Card Top Up feature, Payza members can automatically load their Payza account with enough funds to complete a purchase or send money transaction from the credit card of their choice. Spotted the perfect pair of shoes but your balance is running a little low? Top Up will let you add the necessary funds right from the merchant’s checkout page! Need to send your children at college some extra cash quickly? With Top Up you can add the funds needed to your balance right on the Send Funds page, no need to make a deposit first! Here’s how it works:
How to Set Up the Top Up Feature
Opting in to receive auto-load payments
Personal and Business accounts can now easily receive money even if the sender does not have enough funds in their Payza account. If you have a personal account, you can make it easier for your friends and family to send you money by enabling Credit Card Top Up in your Payment Preferences. If you run an online business, you can set up your payment preferences the same way, letting your customers can load their accounts with enough funds to complete the purchase – right from your checkout page.
- In your Payza account, click “Account” > “Payment Preferences”.
- Select “Yes” for the preference “Would you like to accept Credit Card Top Up payments from your customers?”.
If you already had your preferences set to receive funds by credit card, your payment preferences will already be set to accept auto-load payments as well.
Opting-in to send auto-load payments
The Top Up feature allows you to easily deposit funds to cover a send money transaction or online purchase. If you’re able to deposit funds by credit card, you will be able to select a credit card to be used for Top Ups. Please note that in order for you to enable this feature, you need to have at least one credit card connected to your Payza account. If your credit card has not yet been validated, you will need to go through the credit card validation process of confirming a small charge on your card, which will be deposited into your Payza balance. If you’re not sure how to validate your credit card, this FAQ will help: How do I validate my credit card? You have three ways to opt in to the Top Up feature :
- You can click on the banner ad on the Account Overview page and follow the instructions provided:
2. Or, you can select “Enable balance Top-up for this credit card” when adding a credit card for the first time:
3. Or finally you can toggle the “Auto Load” option in your ‘Manage Credit Cards’ page:
If you ever have any trouble adding a credit card to your account or depositing funds using your card, you can find help in Payza’s FAQ section. Also, our friendly Customer Support Team is available 24 hours a day from Monday to Friday to help answer any of your questions. You can connect with Payza Customer Support by phone, Live Chat or email.