We want your account to remain safe.
Using the same, or similar, passwords online puts your account at risk—a risk that is easy to avoid.
Preventing security breaches is a top priority at Payza and we need your help to ensure your account remains safe from hackers. Your first line of defense is to use a strong and distinct password for your Payza account.
By distinct, we mean that your password to log in to Payza is different from your passwords for your email, social media, and other online accounts.
A common mistake is to reuse passwords because a security breach at one website can result in many online accounts being accessed by a cybercriminal.
If you reuse a password for your Payza account, please go change it now.
Changing your password is simple; here is how:
- Log in to your account.
- Click on your name next to your avatar in the top left corner.
- Select ‘Password’ and make necessary changes.
Here we provide you with a guide on how to pick a great password and show how you can avoid common security risks by understanding how they occur in the first place. You will find at the end of this post additional resources about online security, scams and fraud.
Memorizing complex passwords for all your online accounts is difficult and often frustrating. You can avoid this frustration and make strong passwords that are memorable if you use a strategy or “password formula”.
Consider this formula as an example: take the name of a website and replace letters in the name with a memorable word, and then add a sequence of numbers after a fixed set of letters.
So, “Payza” has two vowel “a”s; we can replace these vowels with a favorite color, say red, which makes the word “Predyzred”; then we can insert numbers after three letters, counting up from a favorite number, say 5. This results in a strong, distinct password generated by an easy to remember formula:
By remembering the formula, you can figure out your password for any account (e.g., the same formula applied to a Twitter account would produce the password “Twr5edt6tre7dr”).
An added plus is that you can make a simple change to the formula, making it easy to change your passwords on a regular basis–e.g., count up from 6 instead of 5.
Indeed, you should change your passwords about once a month. So for this example, next month’s password for this Payza account will be:
Here are more excellent strategies and simple formulas for choosing strong and memorable passwords:
Invent your own password formula today; it’s fun.
Common ways hackers steal passwords and how you can protect yourself
Cybercriminals are very clever at finding ways to breach even the most complex online security systems. Even prominent government offices and corporations with extensive security systems, such as LinkedIn and Target, were recently embroiled in highly publicized security hacks.
At first it may appear that we have little control over these unfortunate security breaches; in fact, we all can take simple precautions to minimize the theft of our private information. Once again, changing your password on a regular basis is a great strategy to stop third parties from accessing your online accounts, especially since you may be unaware that a hacker acquired your user names, email addresses and associated passwords. Know that many hackers collect user names and passwords in order to sell them to other cybercriminals over the course of weeks, months, sometimes years; by changing your password frequently, you can render this hacked information useless before it is sold.
The second most important strategy is to remain vigilant when any online entity requests your password, especially when a site offers a reward or incentive.
A quick search on the internet will uncover countless sites that claim to have found “magical computer tricks” that enable anyone to acquire followers on social media or supercharge the search ranking of blog posts and online content–all for free.
Tempted by these rewards, unsuspecting internet users are directed to what looks like an official social media or website login page, where they are required to log in and then receive their reward. These login pages are in fact clone sites that record your user name and password.
Online payment platforms, including Payza, have identified similar scams that claim to offer simple computer tricks to instantly add free money to your account. Known as “money adders”, “hacks”, and “loot downloads”, we are certain that all of these sites are scams that never provide anyone with any benefit, especially not free money in their accounts. The take home message here is that you should only provide your Payza account information at our login page located at this web address:
If an unfamiliar avatar greets you, you know you are at the wrong site.
Stay vigilant and tell us about suspicious activity online
If you notice suspicious activity online or suspect an unwanted person has accessed your account, please report the problem to us so we can investigate immediately.
Our Fraud Prevention and Security Departments work hard to protect your account and personal information from cybercriminals. We appreciate your help in using great passwords and doing your part to ensure Payza’s payment gateway remains secure.
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Check out these practical tips for online security written by our peers.