With the holidays right around the corner, many of us are ready to take some well-deserved vacation time. If you’ll be trading in your daily grind for some fun in the sun (or snow) here are 4 helpful tips to help ensure your dream vacation doesn’t turn into a nightmare.
Let your bank and credit card provider know you’ll be traveling: Financial institutions have many automated fraud-screening tools that help make sure your money stays where it belongs, with you. Getting locked out of a credit or debit card is a common problem for travelers, but if you notify the companies you deal with that you’ll be traveling, you can stop these problems before they start. That goes for your Payza account as well; if you’re planning on logging into your account from a foreign IP, let us know. Even if you have contacted the banks you deal with, you should still keep some emergency cash or travelers checks on hand, just in case.
Get the right travel insurance: Getting the most comprehensive travel insurance package to make sure you’re covered in case of a holiday emergency seems like a no-brainer, right? Not quite. Keep this in mind before you go overboard: your regular health insurance might already cover you when you’re out-of-town, your car insurance may cover a rental, and your credit card might already protect you if you have problems with your flight or hotel. Before you dish out for that flashy travel insurance package, make sure you aren’t paying twice for the same protection. Once you know what protection you already have, you’ll know what type of extra coverage you might need.
Stay connected without blowing your budget: Maybe part of the reason you’re going on vacation is to finally be able to turn off your cell phone, tablet and laptop so you can finally relax…but probably not. Let’s face it, connectivity is important to all of us, and a vacation doesn’t mean a vacation from your email or Facebook. But if you plan to stay connected by using your regular data plan when you travel, you could be in for a nasty surprise on your next bill in the form of massive roaming charges. Instead of relying on 3 or 4G, try to book a hotel that provides free Wi-Fi and find out which nearby cafes double as hotspots. Buy a local calling card if you plan to use your cell phone, or take advantage of Skype and other instant messaging options to keep in touch without breaking the bank.
Plan now so you can relax later: Make sure your passport and visas are in order, this isn’t something you want to wait until the last minute to take care of. Your vacation is a time for rest and relaxation, so enjoy it. Deal with the details ahead of time so you can get the most out of your vacation; it’s sure to go by quicker than you’d want. Better yet, let someone else take care of the planning for you. Cruises, tour groups and all-inclusive resorts are just a few types of vacations that let you get the most out of your downtime. They set the itinerary, so all you have to do is enjoy the trip.
Life is stressful, your vacations shouldn’t be. Take advantage of these travel tips to make the most of your time off.
Use these tips as a guideline to stay safe and jolly during your holiday shopping. Let us know how you are planning to relax this holiday season. Leave a comment below or join the conversation on our Facebook and Twitter pages.
Learn more about staying safe during the holidays by reading our 4 Ways to Stay Safe while Shopping Online this Holiday Season.