October is National Cyber Security Awareness Month, so this month we’ll be featuring blogs that focus on keeping your online information protected. For more information visit http://www.staysafeonline.org/ncsam and keep checking the Payza blog for tips on keeping your important data secure.
We are always telling our members about the importance of a good, strong password. We’re not trying to be annoying; we just really care about your online safety. Passwords are a serious business, and can be easily cracked by a hacker or fraudster if you are not careful about how to create them.
With that in mind, we want to offer you some step-by-step tips on how to create a password that cannot be guessed or cracked by anyone:
- Use a different password for every online account you have: This is a rule of thumb that you should remember. Using the same password can result in the security breach of multiple online accounts, and that happens all the time.
- Don’t use a word you can find in the dictionary: Try not to use real words, names, places, or important dates. Instead, think of a sentence that you’ll remember and break it down into an acronym. For example, “I love the Star Wars trilogy” can be converted into “iltswt”. It’s not a word that can be guessed, but you’ll remember it because it’s meaningful to you.
- Use a variety of upper case and lower case letters: With “iltswt”, try to use upper and lower case letters in unpredictable ways, like this: iLtsWt.
- Throw in some random characters and numbers: Doing so will add another layer of complexity and security to your password: iLt$W3*.
- Memorize your password: Try to avoid writing down your password or storing it where it might be discovered. Try your best to commit it to memory since that’s the only place that cannot be hacked or broken into… unless the movie Inception becomes a reality.
- Change your passwords every 6 months: This will further enhance your online security. If you are really against this because it seems like a hassle, at least do it for your online bank account and other highly sensitive online accounts.
You are now equipped to create a super strong password. So go to your Payza account, and reset your old password with a new one that will further protect your money and your personal information.
If you have any tips on online security you’d like to share with us, we’d love to hear them, go ahead and post them on our Facebook page: http://www.facebook.com/payzaglobal.